john barbato

I am a mortgage banker that specializes in green lending and renovation loans. I have been serving families and businesses since . Guaranteed on-time closings with fast underwriting and fundings all under-roof. Assistance available for first time home buyers and individuals with past credit issues. All programs available including FHA, VA, Conventional (including HARP), Jumbo and USDA loans. I strive to make every client a customer for life. I also help real estate agents increase their number of closings per month while working less hours by helping them implement specific marketing strategies that myself and other top producers around the country are using. We currently have opportunities available to experienced loan officers with great attitude and production to join a great and growing mortgage company. Embrace Home Loans NMLS# Specialties Green Lending (Energy Efficient Mortgages) Renovation Loan Specialist, Residential Home Financing, Commercial Financing, Marketing, Home Equity Acceleration, Credit Repair and Maximization